Services
One API. Every rail you were going to integrate anyway.
SEPA in all three flavours, SWIFT for the cross-border edge cases, and Verification of Payee pre-wired. Then the value-added layer most teams bolt on afterwards, here from day one.
Core rails
The rails. All of them. In one contract.
SEPA Credit Transfer
Euro credit transfers across the SEPA zone
Send and receive SEPA Credit Transfers through a single, standards-aligned integration. Initiation, clearing and reconciliation in one managed workflow, with built-in validation, screening and reporting aligned to the EPC rulebook.
- ISO 20022 aligned
- Full reachability across SEPA
- Automated reconciliation
Originator
IE29 AIBK ···· 1337
Beneficiary
NL02 ABNA ···· 6789
pacs.008 · ISO 20022
SEPA Instant
Ten-second settlement, around the clock
Instant credit transfers that settle in under ten seconds, 365 days a year. Designed for the always-on expectations of modern customers and aligned to the EU Instant Payments Regulation.
- Sub-10 second end-to-end
- Continuous availability
- VoP integrated
EU IPR aligned
24 / 7 / 365
SEPA Direct Debit
Recurring collections with full mandate management
SEPA Core and B2B direct debits delivered with full mandate lifecycle management, R-transaction handling and scheme-aligned timing controls. A complete direct debit operation in one place.
- Core and B2B schemes
- Mandate lifecycle
- R-transaction handling
Mandate
Monthly subscription · ACME Holdings
Collection cycle
Core · B2B · R-transactions handled
SWIFT
Cross-border messaging, ISO 20022 ready
Connect to the SWIFT network through a managed integration that speaks MT and ISO 20022 MX. Ready for CBPR+ and the ongoing migration, with sanctions screening and gpi tracking built in.
- MT and ISO 20022 MX
- gpi tracking
- Sanctions screening
MT · ISO 20022 MX
Verification of Payee
Name-matching that stops mis-directed payments
Verify the beneficiary name against IBAN before a payment leaves your platform. Aligned with the EU Verification of Payee mandate and connected to the schemes and registries your jurisdiction requires.
- EU mandate aligned
- Real-time match scoring
- Integrated with SCT and Instant
Beneficiary name
ACME Holdings Ltd
IBAN
NL02 ABNA 0123 4567 89
Name · IBAN match
0%
Verifying with registry...
Value-added services
Everything else you were planning to build later.
Compliance workflows, card programmes and bespoke integrations delivered on the same platform. Same SLAs. Same operator. Same invoice.
Transaction Monitoring
A configurable integration layer between your rails and leading transaction-monitoring and anti-money-laundering platforms. Rules, case management and a single audit trail across every payment you process.
CESOP Reporting
Collect, validate and submit CESOP (Central Electronic System of Payment information) reports to your competent authority on schedule. Schema-aligned submissions, with the control evidence auditors expect.
Card Issuing Integrations
A connectivity layer to card-issuing processors, so you can launch branded debit or prepaid programmes without rebuilding the rest of your payment stack. Scheme-aligned, reconciled against the rails you already run.
TIRESIAS
Managed connectivity to TIRESIAS, the Greek interbank information services system, for credit-risk and fraud-prevention lookups. Built for institutions serving the Greek market or managing cross-border exposure into it.
Custom Integrations
Bespoke integrations with banks, card processors, core-banking systems and third-party platforms. Delivered on the same resilient foundation that runs our rails, with the same operational standards and support.
Not sure which rail you need?
Tell us your flows. We'll map them to the right rail, or build what's missing.